Province · Punjab
Punjab Government Schemes
Punjab schemes at a glance
All seven Punjab guides covered on Awam Schemes — pick the scheme that matches your situation to see its eligibility and application steps.
Honhaar Scholarship
Merit-based scholarship funding for Punjab students, run as a CM Punjab initiative through PHEC.
PEEF Scholarship
Scholarship support for students applying through the Punjab Educational Endowment Fund.
Punjab Solar Panel Scheme
The Roshan Gharana solar subsidy, helping households get a subsidised solar panel connection and lower electricity costs.
Sehat Card
Health coverage that lets families check hospital access and treatment eligibility under the Punjab Sehat Card.
PSER Survey
The Punjab Socio-Economic Registry survey that records household data other Punjab schemes use to assess eligibility.
Punjab Endowment Fund
Explains the broader endowment structure that supports education scholarships in Punjab, including PEEF.
CM Punjab Electric Bike Scheme
Subsidised electric bikes for Punjab students, offered in phases with financing through the Bank of Punjab.
Apni Zameen Apna Ghar
Free 3-marla residential plot for homeless, low-income families in 19 districts of Punjab — apply online via PHATA balloting.
Apni Chhat Apna Ghar
Interest-free loan up to Rs 15 lakh to build a house on your own plot — for low-income families across all 36 districts of Punjab.
CM Punjab Kisan Card
Interest-free loan of Rs 30,000 per acre for seeds, fertiliser and pesticides — register by SMS (PKC + CNIC to 8070), card issued via Bank of Punjab.
CM Punjab Livestock Card
Interest-free loans of Rs 135,000–540,000 for livestock farmers with 5–20 male calves — apply by SMS, online, or at a veterinary hospital.
Punjab Himmat Card
Rs 10,500 quarterly stipend for certified persons with disabilities who cannot work — check status by CNIC on the DPMIS portal.
Punjab Dhee Rani Programme
Free collective weddings with Rs 200,000 salami and a Rs 121,000 gift for orphan, destitute and disabled brides — registration opens in rounds.
CM Punjab Green Tractor Scheme
Rs 7.5–10 lakh tractor subsidy for Punjab farmers; phases, balloting aur apply guide
Punjab Minority Card
Punjab ki minority families ke liye har 3 mahine Rs 10,500 imdad; eligibility aur registration guide
Rashan Card
PSER-registered families ke liye har mahine Rs 3,000 rashan subsidy; registration aur eligibility guide
CM Punjab High-Tech Farm Mechanization — Interest-Free Loans for Farm Machinery
Interest-free Bank of Punjab loan up to Rs 30 million for high-tech farm machinery — farmers, service providers and entrepreneurs; 20% equity, repaid over 5 years.
CM Punjab Livestock Support Programme for Rural Women — Free Cow & Buffalo, Balloting Result
Phase II balloting is done — 3,304 rural women selected for a free cow or buffalo plus a Rs 5,000 care grant. Check the result by CNIC; district-wise distribution starts 20 October 2026.
Which scheme to check first
If you are a household unsure of your registration: start with the PSER Survey if you’re unsure whether your household is even registered, since several other Punjab schemes — including the Sehat Card — draw eligibility from it.
If you are a student: check the Honhaar Scholarship or PEEF Scholarship depending on which fund you’re applying through; the Punjab Endowment Fund page explains how PEEF fits into the province’s broader endowment structure. Students who need transport should also check the CM Punjab Electric Bike Scheme.
If you are a household wanting lower electricity costs: go directly to the Roshan Gharana solar subsidy page, and families checking health coverage should open the Sehat Card guide.
Confirm which category applies to you — student, household, or survey status — then open the matching page above for eligibility and application steps. Each hub also covers what to do if your application stalls or your PSER details show as missing.
Please note: AwamSchemes is an independent information website and is not a government website. Always confirm eligibility, amounts and application steps on the official Punjab government portals before applying.
Frequently asked questions about Punjab schemes
Which Punjab schemes are currently active?
Seven Punjab programs are covered here: the Honhaar Scholarship, PEEF Scholarship, the Roshan Gharana solar scheme, the Sehat Card, the PSER Survey, the Punjab Endowment Fund, and the CM Punjab Electric Bike Scheme.
Do I need a PSER survey record to apply for Punjab schemes?
Several Punjab schemes, including Sehat Card eligibility checks, reference PSER household data. If your household has not completed the PSER Survey, start there; other schemes may not be able to verify you without it.
Where do students apply for the Honhaar Scholarship?
Honhaar is a CM Punjab initiative administered through PHEC (the Punjab Higher Education Commission). Check the Honhaar guide above for the current application route.
What is the difference between PEEF and the Punjab Endowment Fund?
PEEF — the Punjab Educational Endowment Fund — is the scholarship fund itself. The Endowment Fund page covers the broader structure behind it, including how PEEF relates to the province’s other education funding.
Can I apply for the solar scheme and the Sehat Card at the same time?
Yes — the Roshan Gharana solar subsidy and the Sehat Card are separate programs with separate eligibility. A household can hold both if it qualifies for each.
Is AwamSchemes a government website?
No. AwamSchemes is an independent information website. Always confirm eligibility, amounts and deadlines on official Punjab government portals before applying.